Best Forex Card in India: Top 7 Choices for Hassle-Free International Travel

When planing to travel abroad, a few important things come up in mind! Will my ordinary debit or credit card work there? Will there be transaction charges? How can I avoid these charges and save the most? A forex card is something you should consider to eliminate all your problems related to transactions in a foreign country. A forex card is a synonym for a travel card. It offers a convenient and a secure way to make transactions in a foreign country. This article will help you decide which is the best forex card in India that will best suit your travel needs, ensuring you have smooth transactions while travelling abroad.

HDFC Bank Multicurrency Platinum ForexPlus Card

• Multiple Currencies: You can use the same card at multiple countries. The HDFC Bank Multicurrency Platinum ForexPlus Card supports up to 23 currencies. We recommend checking their website for list of supported currencies as it is subject to change.
• Security Features: Security is a must when travelling abroad in order to prevent fraudulent transactions. This card comes with EMV chip protection and instant reload options to help prevent fraudulent transactions.
• Customer Support: The support should be 24/7 as every country has different time zones which means different day and night. The customer support for this card is available 24/7 for emergencies such as lost or stolen cards.

If you are a frequent traveller, HDFC’s forex card could be a good choice for you due to its support for multiple currencies. It has the ability to hold multiple currencies at the same time rather than a single currency and additionally it has robust security features making it a good choice for frequent travellers.

HDFC offers an online portal for effortless management. You can effortlessly reload the card or check balance. Instant alerts can also be setup to keep track of your spending and efficient management of your finances.

ICICI Bank Travel Card

• Wide Acceptance: The best part about ICICI Bank’s Forex Card is that it supports millions of ATMs around the world so you do not have to worry about cash withdrawal in a foreign country.
• Insurance Coverage: There have been increasing number of lost baggages and theft. Fortunately, ICICI Bank’s Travel Card comes with an Insurance coverage for all of these problems.
• Easy Reload: You can add money to this card easily in just a few clicks through the mobile app or through net banking.

ICICI Bank Travel Card is a good choice if you frequently need to withdraw cash at a foreign country and need insurance coverage for expensive stuff or simply want to forget about these hassles! This card is clearly one of the best forex card in India when it comes to the benefits.

Some additional features of this card include fraud protection and SMS alerts. You can quickly verify your transactions through SMS alerts which adds an additional layer of security. The included travel insurance eliminates the risk of losses and theft during travel and huge savings on the purchase of it. It is a reliable choice for international travellers carrying a lot of luggage.

Axis Bank Forex Card

• Innovative Features: Many of the ATMs around the world now support withdrawal with just a tap instead of inserting your card and going through the huge menu. New machines around the world also allow you to pay for your purchases with just a tap avoiding the need to insert your card and entering an ATM pin.
• Complimentary Lounge Access: This is one of our most liked feature. Aren’t the restaurants at airports expensive? What if we tell you that you can get high quality service and food for free with the ability to stay at a modern lounge allowing you to relax while waiting for your flight! Axis Bank Forex Card provides free access to the lounge at select airport so the next time you are travelling, make sure to ask the airport lounge for free benefits of your card!
• Emergency Assistance: Urgently need cash? Axis Bank has got you covered. Axis Bank also delivers lost cards replacements to foreign countries!

Axis Bank Forex Card is one of the best forex card in India when it comes to complimentary lounge access. It is a great choice for those who want to avoid unnecessary expenses at an airport! This card enhances your experience by giving you VIP treatment while travelling abroad. Its Tap and pay feature lets you to quickly complete your transactions with just a tap.

SBI Multi-Currency Foreign Travel Card

• Affordable: It offers one of the most affordable exchange rates and the fees for travel insurance is also one of the lowest.
• Multiple Currencies: This card supports a wide range of currencies with an affordable exchange rate.
• Online Management: SBI has an online portal for easy management of the card.

Being a government bank, State Bank of India’s Forex card comes with a sense of trust. It is an affordable option for those who travel frequently and do not require complimentary benefits.

The only downside of SBI is the lack of good support. If you are a customer of SBI, you have probably already faced one of the worst support a bank could offer. But if you are on a budget, SBI’s travel card is one of the best forex card in India. The exchange rates of SBI forex card is one of the lowest in India. Insurance fee is also low. With support for multiple currencies, you can travel to different countries with one single card. Although the support of SBI is not one of the best but it offers most of the features that you will need through its online portal.

Thomas Cook Borderless Prepaid Card

• Extensive Currency Support: Unlike other forex cards, the support is only limited to 9 different currencies on this card. If you are a frequent traveller, you might want to go with another card. We recommend checking the list of supported currencies on the official website of Thomas Cook Borderless Prepaid Card.
• Reload Anywhere: Thomas Cook has a modern app for easily reloading your card.
• Special Offers: The only significant advantage of this card over other cards is the special offers it has for partner establishments and good discounts it has to offer.

Thomas Cook’s Borderless Prepaid card is a good option for travellers who know that their country of travel is supported by this card and want to avail special offers.

Although this card is not one of the Best forex card in India, its special offers far outweigh this disadvantage for individuals. A user friendly modern app and a website are also available to easily reload the card instead of spending hours sitting at a bank and wasting time. The card has multiple partner establishments giving you special offers. This card ensures you get the best deals wherever you go!

Yes Bank Multi-Currency Travel Card

• Secure Transactions: Yes Bank has to offer great security features like others such as EMV chip and PIN protection.
• Free Replacement: Lost your card or someone stole it? Do not worry when Yes Bank is there! There is no extra fees for replacement of lost card and on top of that emergency cash assistance.
• Zero Forex Markup: Markup charges come out of nowhere and significantly impact your budget! Choose Yes Bank as there is no markup charges on foreign transactions increasing affordability.

You might be wondering why Yes Bank is there in this list. Do not worry, we did a thorough research on this!

You all are probably aware of the Yes Bank disaster in the past. To recover from the big disaster, Yes Bank is offering huge benefits with support from other major banks of India. With the support from SBI, you can ensure that your money will be in safe hands. You can trust this bank again in your next journey! In addition to that, this card also has great security features such as EMV chip and PIN protection. Emergency cash assistance is a perk in case of theft. Lost your card? No worries, just get it blocked as soon as possible and order for a free replacement from Yes Bank. The card is a cost-effective choice for those who want to avoid hidden charges and want affordability. Yes Bank is an attractive option for those looking for the best forex card in India.

Kotak Bank Forex Card

• High Load Limit: Are you a student studying abroad and need to pay those expensive rents every month? Kotak Bank has got you covered with high limits on loading money to the card.
• Personalised Card: Do not like the same common look of your card? Want something different on it personalised just for you? Kotak lets you order a personalised card directly from the app. You can simply upload the images on the app and you will have a new personalised forex card delivered to your house with your name on the card. Option to personalise your forex card with your name.
• Emergency Support: Kotak is known for its emergency assistance which is available 24/7.

Kotak Bank forex card is a great option for students with high amount of spendings every month and for those looking to load and reload their card every month with huge money. This card also lets you personalise the card differentiating it from others. It is also a suitable option for those with large spendings while travelling abroad as this card ensures you have suitable money while travelling abroad.

Choosing the Best Forex Card in India

It is difficult to choose the best forex card in India as every forex card comes with different features and benefits. What might be good for might not be good for others. Every individual needs different cards according to their travel needs. For choosing the best forex card in India, we recommend considering factors such as whether your country of travel is supported or not, security features for different country of travel and additional benefits such as insurance and lounge access. Individual preferences will vary in this as for some airport expenses might not be a big issue while for some it might be a matter of concern. Every card has different benefits so it is advisable to do your research and choose the best card for your needs.

To find out which best forex card in India should you choose, consider every factor. For those who have to travel a lot to different countries, we recommend choosing a card with support for multiple currencies and ability to reload your card easily. If you travel occasionally, cards with low fees and low exchange rates should be of focus. Another important feature to consider no matter what your needs might be are the security features. Make sure your card supports advanced security features such as EMV chips, PIN protection and SMS alerts. Additional features such as lounge access, travel insurance, special discount rates come as a blessing to basic financial transactions.

Conclusion

A forex card is an invaluable tool for those who travel abroad or are planning to travel to. It helps you save on unnecessary charges on foreign transactions. On top of that it gives additional security features tailored for different countries. We recommend choosing one of the forex card from our list according to your needs.

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